Shree Laxmi Finance CBS
Digital cooperative banking and credit society platform covering branch operations, customer banking, field collections, compliance, accounting, and reports.
Built a multi-platform fintech system across core API, CBS/admin web app, customer mobile banking, field-agent app, Electron branch shell, public onboarding, ledgers, reports, KYC, Pigmy collections, loans, deposits, and shares.
Shree Laxmi Finance CBS
Shree Laxmi Finance CBS is a multi-platform core banking and cooperative credit society operating system covering branch operations, customer banking, field collections, onboarding, compliance, accounting, and reporting.
It includes an Express/PostgreSQL core API, internal CBS/admin web app, customer mobile app, field agent mobile app, Electron branch desktop shell, and public marketing/onboarding website.
Main Product Surfaces
- Customer app with OTP auth, accounts, transactions, statements, Pigmy, FD/RD, loans, shares, withdrawal requests, notifications, support, onboarding, app lock, and secure storage.
- Agent/provider app for Pigmy/daily collections, route lists, loan/RD dues, leads, handovers, receipts, offline drafts, GPS/photo evidence, and device identity.
- Admin/CBS panels for branches, members, staff, accounts, teller transactions, loans, FD/RD, shares/dividends, vouchers, daybook, ledger, reports, Pigmy agents, onboarding queues, customer support, audit, security events, CRM, HRMS, documents, inventory, and settings.
- Internal admin web plus generated API client packages.
- Marketing website with service pages, blog, bilingual content, contact/apply forms, Cloudinary support, and Resend email path.
- Electron desktop admin shell for branch machines, local secure storage, printing/PDF export, document import, encrypted cache, device registration, update/rollback, and offline command queue.
Complexity Handled
- Staff JWT/refresh sessions, bcrypt password migration, MFA foundations, customer OTP auth, agent auth, RBAC policies, branch scoping, maker-checker controls.
- Payment intents, UPI QR/deep links, mock/UPI/Razorpay/Cashfree abstraction, webhooks, refunds, reconciliation, bank statements, PDC, NACH, NEFT/RTGS/IMPS files, and withdrawal approvals.
- SMS/email/WhatsApp abstractions, delivery logs, customer notifications, push token registry, due-reminder engine, and marketing Resend integration.
- Onboarding state machine, KYC documents, PAN/DigiLocker/CKYC/VCIP services, duplicate detection, risk scoring, account activation, loan/deposit/share approvals, Pigmy settlements, vouchers, EOD, and reconciliation.
- CRM interactions/tasks/campaigns, help center, support tickets, HRMS, inventory, fixed assets, documents, and upgrade manager.
- Dashboards, executive KPIs, trial balance, profit and loss, balance sheet, audit packs, board packs, export jobs, print templates, and compliance evidence.
- pnpm monorepo, GitHub Actions, Drizzle/Postgres, Vite/Next/Expo/Electron builds, security scans, and artifact scans.
Caveats
Real provider integrations are mostly abstraction/stub level. Docs state controlled UAT/investor demo readiness, not live regulated production approval.
What This Demonstrates
This demonstrates senior product engineering range: fintech domain modeling, multi-role UX, backend API design, schema design, regulated workflow thinking, audit/security controls, mobile/desktop delivery, and release governance.
The strongest proof points are the multi-app architecture, finance-specific schemas, audit controls, CI/security workflows, and readiness docs.
Short Version
Built Shree Laxmi Finance CBS, a full-stack cooperative banking platform with internal branch/admin operations, customer mobile banking, field-agent collection workflows, Electron desktop support, public onboarding, accounting ledgers, reports, audit trails, KYC onboarding, Pigmy collections, loans, deposits, shares, and payment reconciliation foundations.
Gallery